Laurentian Bank of Canada (LRCDF) Q4 2024 Earnings Call Transcript

Laurentian Bank of Canada (OTCPK:LRCDF) Q4 2024 Earnings Conference Call December 6, 2024 9:00 AM ET

Company Participants

Raphael Ambeault – Head, Investor Relations
Eric Provost – President and Chief Executive Officer
Yvan Deschamps – Executive Vice President and Chief Financial Officer

Conference Call Participants

Meny Grauman – Scotiabank
Sohrab Movahedi – BMO Capital Markets
Gabriel Dechaine – National Bank
Doug Young – Desjardins Capital Markets

Operator

Welcome to the Laurentian Bank Quarterly Financial Results Call. Please note that this call is being recorded.

I would now like to turn the meeting over to Raphael Ambeault, Head, Investor Relations. Please go ahead, Raphael.

Raphael Ambeault

Bonjour a tous. Good morning, and thank you for joining us.

Today’s opening remarks will be delivered by Eric Provost, President and CEO; and the review of the fourth quarter as well as the full-year financial results will be presented by Yvan Deschamps, Executive Vice President and CFO; after which we’ll invite questions from the phone. Also joining us for the question period is Christian De Broux, Executive Vice President and CRO. All documents pertaining to the quarter can be found on our website in the Investor Relations section.

I’d like to remind you that during this conference call, forward-looking statements may be made and it is possible that actual results may differ materially from those projected in such statements. For the complete cautionary note regarding forward-looking statements, please refer to our press release, or to slide two of the presentation. I would also like to remind listeners that the bank assesses its performance on a reported and adjusted basis and considers both to be useful in assessing underlying business performance. Eric and Yvan will be referring to adjusted results in their remarks unless otherwise noted as reported.

I will now turn the call over